Economic status may not remain stable. First quarter of the year 2021 may not give positive or good results. New sources of income will give relief only during middle months of the year. You may also remain restless on account of intense and unnecessary expense in spite of inflow of funds. Sponsion or investment in stocks can be considered only during the last month of the year. However, in case you wish to option in invest; you can opt to invest in long term stocks etc.